Resolved Question
Financial help please. any advice?
my partner claims job seekers allowance but there was a mix up at the job centre so his claim was cancelled this has then caused a chain reaction where our housing benefit claim has been suspended ( we have a 501 rent due this month with out the dss we cant afford it) I only get my 534 student bursary which if we pay the rent with that we will be left to get nappies, formula milk, food, electricity (key meter) and bay all our bills with 33 pounds. Is there any way we can get a loan? im 19 and my partner is 25.
Additional Details
my partner did have a job but was made redundent and he has been looking for a job but is having no luck
2 days ago
we live in scotland
I am currently on maternity leave
I am currently on maternity leave
2 days ago
Best Answer - Chosen by Asker
Have you contacted the jobcentre and put in for a rapid reclaim? The reclaim is then done within the week and he will start receiving his jobseekers again. You can then contact the housing benefit and they will start a reassessment of your housing benefit and things will get rolling again. You may miss a week of housing benefit but that's easier to pay then a full months rent.
If a rapid reclaim isn't possible for what ever reason, talk to your landlord about the problem. Those who accept housing benefit are use to these situations and usually will help out where they can. You might be able to come to an arrangement where the landord is happy to wait for housing benefit to restart the claim and anything you owe to him you can pay a little extra each month rather then in one big whack.
To cover everything else talk to the jobcentre about a dicretionary fund, given to those whose JSA claims are stopped for what ever reason but still need to live. It's not much and won't be as much as his usual JSA but will help cover the neccessities. Or ask about a crisis loan, you can't get large sums but they will give you enough for the basics.
Give the Jobcentre a ring or visit them, they can go through all your options. you won't get a loan from anywhere with no income at all. Not even from a payday loan place so stay well clear of anyone who tells you they can.
If a rapid reclaim isn't possible for what ever reason, talk to your landlord about the problem. Those who accept housing benefit are use to these situations and usually will help out where they can. You might be able to come to an arrangement where the landord is happy to wait for housing benefit to restart the claim and anything you owe to him you can pay a little extra each month rather then in one big whack.
To cover everything else talk to the jobcentre about a dicretionary fund, given to those whose JSA claims are stopped for what ever reason but still need to live. It's not much and won't be as much as his usual JSA but will help cover the neccessities. Or ask about a crisis loan, you can't get large sums but they will give you enough for the basics.
Give the Jobcentre a ring or visit them, they can go through all your options. you won't get a loan from anywhere with no income at all. Not even from a payday loan place so stay well clear of anyone who tells you they can.
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Other Answers (6)
- I can show you a way that you will never have to worry about money again in your life only if you are ambitious, accountable, and coachable this is something you and you partner can work together and bring home 2 to $3000 amonth ongoing. call me at 866 280-8038 Bruce leave a contact number if no answer I will get to you within 24 hours.
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- Go to the citizens advice bureau. They can give you free advice on dept, benefits, student emergency money, and every thing in between. They can even lease with everyone on your behalf. Check out the link below and good luck I hope it all works out. GO TO THEM THEY CAN HELP!
Source(s):
- With this world wide recession it is really difficult to find work. Before you become completely despondent, have you tried working online to make some extra money. In many instances it can replace your full time salary. All you need is a computer and internet access. Have a look at this site. I'm sure you'll be glad you did.
http://www.MaverickMoneyMakersActivity.com
Good Luck! - Contact your local citizens advice bureau centre. They are fantastic and will help. I don't need to tell you not to contact the number offered in an answer listed above. CAB will help. Don't panic, keep cool and don't fall for an expensive loan.
- I feel your pain.
Your partner Needs to spend a whole day walking around the closest town centre or shopping centre, As when ever im out of work i'm not out of it for longer than a day max. - simple solution: your partner must find a job as quickly as possible. Any job !
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